Driving during dusk or dawn during the fall is a high-risk situation in many areas. Deer are running during this time of the year. That means they are more commonly out on the roadways. And that also means deer might potentially stray onto the road when you are driving by.
To be clear, there is no sure way of eliminating risks of a deer collision. However, there are a few things you may be able to do so you do not have to file an auto insurance claim for deer damage. Here is where to start.
Skip The Gadgets And Improve Your Skills
A variety of gadgets promise to provide you with some help and insight. Some say they can make a noise to distract the deer. Yet, many of these are gimmicks, and do not work at all. Others may not work consistently.
To help stay safe, follow these steps:
- Always drive at a slower rate of speed through wooded areas. This includes most residential areas where deer could hide.
- Put on your high beams when driving at night. High beams allow you to see further ahead and onto the side of the road. Don't forget to turn these off if you see an oncoming vehicle, so that you do not blind the drivers coming towards you.
- Assume deer are there. If there is a wooded or grassy area, expect deer to be present. Keep a watchful eye for movement along the roadway.
- Recognize that deer do not have instincts preventing them from running across the road if a car is approaching. Often, deer freeze in the middle of a roadway instead. If you are driving at a slower rate, you can see this. It might give you time to stop.
- Expect there to be more than one deer. Deer travel in packs, so if you see a single deer, expect there to be others nearby. Slow down and pay closer attention.
If you are in an accident with a deer, there are a few things to remember. First, don't swerve to avoid the deer, as you could end up hitting another driver. Instead, try to stop. Deer are large animals. Sometimes, even if you hit them, they may still be able to run away. Expect this. You do not want the deer that is running away to hurt you.
If you do end up in an accident, turn to your auto insurance policy. Collision or comprehensive insurance often covers deer-related damage to your car. Contact your ISU - Wiseman Insurance agent for more information.