ISU-Wiseman Insurance Blog

What makes a home? Many people would enthusiastically say the kitchen. The family kitchen is where you share meals and forge a variety of precious memories, such as making cookies with your child for the first time. Because of its important place in their lives, some put a lot of time and money into making their kitchen perfect. Did you know the type of appliances your kitchen boasts may have an effect on your Utah homeowners insurance? This makes it vital to consider your choice of equipment carefully. It has become quite popular to install commercial grade appliances in domestic kitchens. Here are the pros and cons.

One of the best things about commercial appliances is that they are built to last. Kitchens in restaurants are often used 12+ hours a day, seven days a week. Most homes do not come close to that work load so you will probably get many, many years out of commercial-grade equipment. This is a good thing because it is generally more expensive than your typical household appliance and often uses more energy, partly because it is larger

How does the type of kitchen appliance you install affect your Utah homeowners insurance premiums? The more expensive your equipment is, the more coverage you will need to replace it after a disaster. You don’t have to forgo your dream kitchen to keep your insurance rates reasonable. Contact our agency now to learn how we can save you money.

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