ISU-Wiseman Insurance Blog

Hear the story of one of our team members, as they share how texting and driving has recently effected them. It is National Distracted Drivers Awareness Month, be sure to stay focused while driving on the road, and learn the stats to share with others.

Whether you are self-employed or a freelancer working from home in Utah, you may need to protect your business with commercial insurance. It may be better to protect yourself from business risks that never happen, than wish you had purchased insurance if disaster strikes. Liability, health and disability insurance are three important types of coverage that can help to protect you and your business.

Do you take any daily vitamins like Vitamin C or Vitamin B-12? Taking a daily supplement of vitamins has proven health benefits, but what about omega-3 fatty acids? The name “fatty acid” makes it sound like it’s not good for you, but this dietary supplement, usually in the form of fish oil, has numerous benefits to the human body. Here are some facts and benefits about omega-3s you may like to know.

Are you good with dogs and interested in finding a job where you can use your talents in Utah? Have you considered a dog walking service? Start inexpensively and build up clientele from satisfied customer referrals.

The thought of losing your home in Utah to foreclosure may be terrifying. Sometimes people get in over their heads and commit to high mortgage payments that they just cannot afford. A fluctuating economy and job losses adds up to foreclosure for some people, when it becomes too difficult to afford repayments, home insurance and other regular expenses or bills. Consider these tips, which may prove to be beneficial for keeping your home.

During the last few harsh years for business in Utah, many small businesses have gone under, while some have grown and thrived. What makes the difference? Sure, some of them may have met with financial disaster as a result of not having commercial insurance in place; however, businesses can fail for a range of reasons. Many times, no matter what the final reason is, it’s because the owner hasn’t been keeping their eye on the ball.

Utah home insurance is there for homeowners when they need support in the event of   theft, property damage or a disaster like fire. However, prevention is usually better than cure, and there are steps every homeowner can take to minimize the risk of a claim on their insurance policy. Paying attention to maintenance issues and regular wear and tear can make a difference too, particularly when it comes to maintenance matters that aren’t covered by insurance. Consider these tips for dealing with routine home care.

Legalize your business by filling out the relevant forms, getting licenses and permits. You also need to consider checking zoning and purchasing adequate amounts of Utah commercial insurance. These tips may be a good place to begin when starting your new business, however, every state and type of business may have special requirements needing your attention.

Dealing with a disaster is scary and sometimes life threatening. Homeowners are more than likely to feel heartbroken over the damage to their homes. You can help to relieve some of the stress surrounding disasters, by understanding the procedures applicable to disaster recovery, and your Utah home insurance.

While business owners often start the New Year with renewed energy and a mental list of things they want to achieve over the following twelve months, by the time July rolls around, many have been forgotten as the day to day operations get in the way. Many things could use a mid-year checkup, from your Utah commercial insurance policies to your business plan. Here are three ways to check the pulse of your business this July.